Our Insurance Services

As an independent brokerage, we specialize across every type of insurance — personal, commercial, automotive, life, health, and beyond. Whatever the risk, we find the right coverage.

Family home — personal insurance

Personal Insurance

Your home, belongings, and personal liability deserve rock-solid protection. We craft personal insurance packages that safeguard everything you've worked hard to build — from your house to your valuables.

We shop multiple top-rated carriers to find you the perfect coverage at the most competitive rate, with policies that are easy to understand and actually pay when you need them to.

Homeowners Insurance
Renters Insurance
Personal Umbrella Policies
Flood & Earthquake Coverage
Jewelry & Valuables Riders
Identity Theft Protection
Get a Personal Quote
Commercial building insurance

Commercial Insurance

Your business is your livelihood. Whether you run a sole proprietorship or a growing enterprise, our commercial insurance solutions are designed to keep you operating confidently — no matter what challenges arise.

We understand that every business is different. Our producers take time to learn your operations and identify the precise coverage gaps that could threaten your bottom line.

Business Owner's Policy (BOP)
General Liability Insurance
Commercial Property Insurance
Workers' Compensation
Professional Liability (E&O)
Commercial Auto Insurance
Get a Commercial Quote
Auto dealership lot

Car Dealership Insurance

Auto dealerships face a unique set of risks that require specialized, expert coverage. From your vehicle inventory to test-drive liability, we provide comprehensive dealership insurance solutions that protect your entire operation.

Unique Brokerage has deep experience working with dealerships of all sizes — from independent used-car lots to multi-franchise new-car centers — across New Jersey.

Dealer Open Lot (DOL) Coverage
Garage Keepers Liability
Garage Liability Insurance
Floor Plan Coverage
Dealer Errors & Omissions
Test Drive & Demo Coverage
Get a Dealership Quote
Family life insurance

Life Insurance

The most meaningful gift you can give your family is financial security. Life insurance ensures that if something happens to you, the people you love are protected and their futures remain bright.

We help you navigate the complex world of life insurance with straightforward guidance — finding the right type and amount of coverage for your unique family situation and budget.

Term Life Insurance
Whole Life Insurance
Universal Life Insurance
Final Expense Coverage
Key Person Life Insurance
Business Buy-Sell Agreements
Get a Life Insurance Quote
Health insurance medical care

Health Insurance

Quality healthcare should never be out of reach. We help individuals, families, and small businesses find health insurance plans that provide real coverage — with premiums that fit their budgets.

Navigating the health insurance marketplace can be overwhelming. Let our team do the comparison shopping for you and explain your options in plain language, so you can make an informed, confident choice.

Individual & Family Health Plans
Small Group Health Insurance
Dental & Vision Coverage
Medicare Supplement Plans
Short-Term Health Insurance
Health Savings Accounts (HSA)
Get a Health Quote

Let Us Find the Right Coverage for You

Our team will walk you through your options, answer every question, and find you the best possible coverage — all at no cost to you.