Privacy Policy

1. Introduction

Unique Brokerage ("we," "us," or "our"), located at 1574 Springfield Ave, Maplewood, NJ 07040, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website or engage our brokerage services.

By using our website or services, you agree to the practices described in this policy. If you do not agree, please do not use our website or services.

2. Information We Collect

We may collect the following types of information:

Personal Information You Provide

• Name, email address, phone number, and mailing address
• Insurance history, coverage needs, and related details shared during consultations
• Information submitted through our contact or quote request forms
• Communications with our team via phone, email, or in person

Information Collected Automatically

• IP address, browser type, and operating system
• Pages visited and time spent on our website
• Referring URLs and general geographic location

3. How We Use Your Information

We use the information we collect to:

• Respond to your inquiries and provide insurance quotes and recommendations
• Process and service your insurance policies
• Communicate with you about your coverage, renewals, and policy changes
• Improve our website, services, and client experience
• Comply with applicable legal and regulatory obligations
• Send relevant updates and educational content (you may opt out at any time)

4. Information Sharing & Disclosure

As an independent brokerage, we share information with insurance carriers solely to obtain quotes and bind coverage on your behalf. We do not sell, rent, or trade your personal information to third parties for marketing purposes.

We may disclose your information:

• To insurance carriers and underwriters as necessary to provide requested services
• To service providers who assist us in operating our business (under confidentiality agreements)
• When required by law, court order, or regulatory authority
• To protect the rights, property, or safety of Unique Brokerage, our clients, or others

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, alteration, or disclosure. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

6. Cookies & Tracking Technologies

Our website may use cookies and similar technologies to enhance your browsing experience and analyze site traffic. You may configure your browser to refuse cookies, but some features of our site may not function properly as a result.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review their privacy policies before providing any personal information.

8. Your Rights & Choices

Depending on your state of residence, you may have the right to:

• Request access to the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information (subject to legal obligations)
• Opt out of marketing communications at any time

To exercise any of these rights, please contact us at contact@uniquebrokerage.com or call 973-378-3002.

9. Children's Privacy

Our website and services are not directed to children under the age of 13, and we do not knowingly collect personal information from minors. If you believe we have inadvertently collected such information, please contact us immediately.

10. Changes to This Policy

We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with a revised effective date. Your continued use of our website after changes are posted constitutes acceptance of the updated policy.

11. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us: